Tough Loans are Our Specialty

Post Image

We thrive on finding solutions for challenging and unique scenarios, and frequently approve loans with exceptions. We take a common-sense lending approach, and often save the day when other banks are unable to perform.

  • FICO scores as low as 580
  • Recent foreclosures, short sales, and bankruptcies allowed
  • Recent mortgage late payments permitted
  • Investor Co-op’s
  • Debt to Income Ratios up to 59%
  • Loan amounts up to $30 Million; higher loan amounts considered
  • Non-warrantable condos, co-ops, and condotels
  • Pledged assets can be used as down payment
  • Less than 2 years self-employed considered on exception basis

If you have a tough scenario, call us first!

Ready to Apply?